Fixed Nose, Fixed Rate
"That's where companies such as AmeriFee and Unicorn Patient Financing come in. They work with doctors and patients to establish monthly payment options for cosmetic procedures not generally covered by insurance, such as breast enlargements and rhinoplasty (a nose job).'Medicine is becoming sort of the cutting edge of what it means to have a consumer society,' [Cleveland Clinic's George] Agich says. 'We've taken for granted that any and all goods should be at our disposal.' But borrowing money for elective surgery is usually less defensible than borrowing money for a necessity like a house, Agich says. 'The individual making the choice needs to face the question, 'What need is this meeting?' I could die if I don't have adequate housing. One doesn't die if one doesn't have a handsome estate... A relatively young parent who decides on cosmetic surgery but isn't making savings for retirement may be behaving imprudently.'"